Life4Life – Low Cost Life Insurance

Compare UK Life Insurance & Save!

£90,000 Of Cover From Only £5 Per Month*

Who is the cover for?

Just me

Joint

Type of Life Insurance

Life Only

+Critical

Mortgage

Whole Life

Amount of cover

Length of cover

First name

Last name

Date of birth

Telephone number 2

Do you smoke?

Yes

Telephone

Address line 1

Postcode

Our FCA authorised brokers include Visionary Markets and Reassured, the UK's largest and award-winning life insurance broker.

Types Of Insurance

If you are still paying off a mortgage and want to help protect your home for the loved ones you leave behind, or you need more of a short-term form of cover, it is still possible to secure term life insurance if you are aged 50 and over.

Over 50s Life Cover

Critical illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment.

Critical Illness Insurance

Mortgage life insurance covers the cost of mortgage payments for your dependants if you – or your partner if you take out joint life insurance – pass away. You can take out either decreasing or level term life insurance – level term is the most common.

Mortgage Insurance

Apply For Your Free Quote Today

*From £5 per month for up to £90,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined.

Correct as on 2nd February 2026.
£98,704 over 20 years – 30 year old born in 1996 (Aviva)
£63,621 over 20 years – 35 years old born in 1991 (Aviva)
£48,288 over 15 years – 40 year old born in 1986 (Aviva)
£31,699 over 15 years – 45 year old born in 1981 (Aviva)
£23,483 over 10 years – 50 year old born in 1976 (Aviva)
£15,467 over 10 years – 55 year old born in 1971 (Aviva)
£7,844 over 10 years – 60 year old born in 1966 (Aviva)
£5,837 over 10 years – 65 year old born in 1961 (Aviva)
£3,532 over 10 years – 70 year old born in 1956 (Aviva)

There are no fees or charges associated with using this website. This service is free, we do not charge you for this service. Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out the policy or not.

Please note that some of the brokers we work with may not provide quotes from all of the insurers featured on our website.

Our broker partner(s) will usually contact most customers within 1 hour. However, if it is currently outside office hours, this could be the next working day.

PNL Solutions Limited is an Introducer Appointed Representative of Visionary Markets Ltd. Our firm reference number is 958710. Visionary Markets Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://www.fca.org.uk/register) under reference 710569.

Life4Liife.co.uk is a trading style of PNL Solutions Limited, UK company registration number 09610381.

Registered office address: Suite 4, 48 Westgate, Skelmersdale, Lancashire, WN8 8AZ