Compare Over 50 Life Insurance & Save!

Cover From Only £5 Per Month*

Who is the cover for?

Just me

Joint

Type of Life Insurance

Life Only

+Critical

Mortgage

Whole Life

Amount of cover

Length of cover

First name

Last name

Date of birth

Telephone number 2

Do you smoke?

Yes

Telephone

Address line 1

Postcode

Our FCA authorised brokers include Visionary Markets and Reassured, the UK's largest and award-winning life insurance broker.

Types Of Insurance

If you are still paying off a mortgage and want to help protect your home for the loved ones you leave behind, or you need more of a short-term form of cover, it is still possible to secure term life insurance if you are aged 50 and over.

Over 50s Life Cover

Critical illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment.

Critical Illness Insurance

Mortgage life insurance covers the cost of mortgage payments for your dependants if you – or your partner if you take out joint life insurance – pass away. You can take out either decreasing or level term life insurance – level term is the most common.

Mortgage Insurance

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* From £5 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 2nd February 2026.

£1,225 Cover Amount – 50 year old born in 1975 (SunLife)

£1,067 Cover Amount – 55 year old born in 1970 (SunLife)

£948 Cover Amount – 60 year old born in 1965 (SunLife)

£781 Cover Amount – 65 year old born in 1960 (SunLife)

£588 Cover Amount – 70 year old born in 1955 (SunLife)

People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.

£6 per month for £535 Cover Amount – 75 year old born in 1950 (SunLife)

£8 per month for £546 Cover Amount – 80 year old born in 1945 (SunLife)

£11 per month for £526 Cover Amount – 85 year old born in 1940 (SunLife)

There are no fees or charges associated with using this website. This service is free, we do not charge you for this service. Our partner FCA authorised broker pays us an introductory fee only. We do not receive any other payment regardless if you take out the policy or not.

Please note that some of the brokers we work with may not provide quotes from all of the insurers featured on our website.

Our broker partner(s) will usually contact most customers within 1 hour. However, if it is currently outside office hours, this could be the next working day.

PNL Solutions Limited is an Introducer Appointed Representative of Visionary Markets Ltd. Our firm reference number is 958710. Visionary Markets Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://www.fca.org.uk/register) under reference 710569.

Life4Liife.co.uk is a trading style of PNL Solutions Limited, UK company registration number 09610381.

Registered office address: Suite 4, 48 Westgate, Skelmersdale, Lancashire, WN8 8AZ